In crisis? Call or text 988. In an emergency, call 911.

Insurance

Insurance for Virtual Mental Health Care

Higher Purpose Recovery works with many insurance plans to help adults across California access virtual IOP and online therapy. Coverage depends on your plan, so our admissions team checks your benefits first. Checking is free and doesn't commit you to treatment.

The Joint Commission Gold Seal of Approval

Accredited by
The Joint Commission

HIPAA-compliant
virtual care

Insurance
accepted

We currently accept these plans as out-of-network. Your benefits check shows what your plan will pay. Anthem HMO plans are not currently accepted.

How Coverage Works

How Insurance Covers Virtual IOP

Many health plans cover intensive outpatient care (IOP) for mental health when it's medically necessary, and that can include virtual IOP. What you pay depends on your plan type, your deductible, copay and coinsurance, and how your plan covers virtual care.

Higher Purpose Recovery currently accepts these plans as out-of-network. Many PPO plans pay part of out-of-network care, usually with higher cost share, while HMO and EPO plans usually don't. Many plans also require prior authorization before IOP starts. A benefits check answers these questions for your specific plan.

Verify

How to Verify Your Insurance

  1. 01

    Have your card ready

    You'll need your insurance company, member ID and the subscriber's date of birth.

  2. 02

    Send the form or call

    Fill out the form below, or call (949) 844-3813.

  3. 03

    We check your benefits

    Our admissions team contacts your insurer about your coverage for virtual IOP.

  4. 04

    You get the answers

    We explain what's covered and what you may owe before you start.

Insurance

Verify Your Insurance

We currently accept these plans as out-of-network. Send your details and our admissions team will check what your plan will pay for virtual IOP.

  • Free to check.
  • Checking your benefits doesn't commit you to treatment.
  • Your information stays confidential.

Verify Your Insurance

Takes about 2 minutes. We'll check your benefits and follow up by phone or email.

Your details are sent securely and kept confidential.

FAQ

Insurance: Common Questions

Answers about coverage, costs and next steps. Still have questions? Call our admissions team.

Call (949) 844-3813
Does insurance cover virtual IOP?

Many health plans cover intensive outpatient care for mental health when it's medically necessary, and that can include virtual IOP. Coverage depends on your plan. Our admissions team checks your benefits and explains what's covered before you start.

Which insurance plans do you work with?

We currently accept Cigna, Aetna, Anthem, Blue Shield of California, TRICARE, Blue Cross Blue Shield and UnitedHealthcare/Optum plans as out-of-network. Anthem HMO plans are not currently accepted. Your benefits check shows what your specific plan will pay.

Do you take out-of-network benefits?

Yes. Higher Purpose Recovery currently works with these plans out-of-network. Many PPO plans pay part of out-of-network care, usually with higher cost share, while HMO and EPO plans usually don't. Your benefits check shows what your plan covers.

Do I need prior authorization?

Many plans require prior authorization for intensive outpatient care. Your benefits check shows whether your plan requires it, and our admissions team explains what happens next.

What if I'm in crisis right now?

We're an outpatient program, not a crisis service. If you're in crisis, call or text 988 to reach the Suicide & Crisis Lifeline. In an emergency, call 911.

Take the Next Step

Check Your Coverage Today

Start with a free benefits check, or call our admissions team with questions about your plan.